Insurance policy terms
A clear summary of what your travel insurance covers.
This page is a plain-language summary for orientation only. The Georgian-language policy and the document delivered to you on purchase are the binding terms.
What you're covered for
Your policy covers unexpected medical expenses during your stay in Georgia — up to a total limit of 30,000 GEL. This includes emergency outpatient and inpatient care, medical transportation, emergency dental treatment, and evacuation or repatriation.
Where and when you are covered
Cover applies in Georgia for the exact dates you select at checkout. It begins on your start date and ends on your return date, for the full duration of your stay.
What's included
- 24/7 medical assistance hotline
- Emergency outpatient and inpatient treatment
- Emergency dental care
- Medical evacuation and repatriation
- Transport to the nearest suitable medical facility
Key exclusions
- Pre-existing or chronic conditions, except in an emergency
- Treatment that is not medically necessary, and cosmetic procedures
- Injuries caused by intoxication or hazardous activities
- Any case excluded by the full binding policy
How to claim
- Where possible, call the 24/7 hotline before receiving treatment
- Keep your policy number, medical reports and all receipts
- Submit your claim with the documents within the policy time limit
- Eligible costs are reimbursed up to your cover limit
Premium, cancellation and refunds
The premium is shown before payment and charged in the currency you select. Once the policy is issued and sent to your email, the premium is non-refundable.
Complaints and contact
For any question about your policy or a claim, write to info@georgianinsurance.ge. Underwriting and claims are handled by the underwriter, JSC Insurance Company Unison.
Underwriter and legal basis
Travel insurance is underwritten by JSC Insurance Company Unison (ID/VAT 404393152). Compulsory insurance of visitors to Georgia follows Government of Georgia Decree №602.