Travel Insurance for Georgia by Car or at the Land Border

If you're driving into Georgia or arriving by bus, you'll cross at one of the country's land borders — for example with Armenia (around Sadakhlo), Azerbaijan (around Red Bridge / Lagodekhi), Turkey (Sarpi or Vale), or Russia (Verkhny Lars / Zemo Larsi). Whichever route you take, the same rule applies: visitors to Georgia are required to hold valid travel-medical insurance for the full duration of their stay.

This requirement comes from the Government of Georgia under Decree №602. It doesn't depend on how you enter — by air, by car, by bus, or on foot. The practical advantage of arriving overland is that you can sort your policy out in advance from wherever you are, without queuing or paperwork at the crossing itself.

Georgian Insurance lets you buy that policy entirely online. The cover is underwritten by JSC Insurance Company Unison (ID/VAT 404393152), a licensed Georgian insurer, so the document you carry is a real, valid policy — not a placeholder.

The whole point of online cover is convenience for road-trippers. You don't need to find an office near the border or interrupt your journey. Open georgianinsurance.ge on your phone — at a rest stop, at your last hotel, or in the passenger seat — and complete the purchase in a few minutes.

To insure each traveller you only need a few details: full name, date of birth, citizenship, and passport number. That's it. After payment, the official policy PDF is emailed to you within minutes, and you can show it directly from your phone if asked.

Because you can buy it ahead of time, there's no reason to arrive at the Armenia, Azerbaijan, Turkey or Russia crossing without cover already in hand. Everyone in the car — driver and passengers alike — should each have their own policy.

The travel-medical policy provides a total cover limit of 30,000 GEL. This is intended for unexpected health problems during your trip and includes emergency medical treatment, hospitalization, medical evacuation, and repatriation, among other covered events.

Pricing starts from €2.5 per day per traveller (roughly $2.9), and the policy is written to match the exact dates of your stay — so it stays valid for as long as you're in Georgia. For a road trip where dates can shift, it's worth choosing a period that comfortably covers your planned return.

Payment is straightforward: you can pay by card, Apple Pay, or Google Pay, which is convenient when you're buying on a phone on the move.

This is the part that confuses some drivers, so it's worth stating plainly. The policy sold here is travel-MEDICAL insurance. It covers the people travelling — their health and emergency medical needs while in Georgia.

It is NOT vehicle or motor insurance. It does not cover your car, third-party liability for the vehicle, accidents, or damage to the vehicle itself. If you're crossing in your own car, any motor-vehicle insurance requirement is a separate matter and is not handled by this policy.

In short: this travel-medical policy satisfies the personal travel-insurance requirement for visitors to Georgia. For anything to do with the car itself, you'll need to look into vehicle insurance separately.

The process is designed to be done from your phone, even close to the border. Have each traveller's passport handy and follow a few simple steps.

First, go to georgianinsurance.ge and enter the dates of your stay so the policy covers your full trip. Next, add each traveller with their name, date of birth, citizenship, and passport number. Then pay by card, Apple Pay, or Google Pay. Within minutes, the policy PDF arrives by email, ready to show on your phone at the crossing.

If you have questions before you set off, you can reach the Georgian Insurance team at info@georgianinsurance.ge or +995 558 498 401. Doing this a little ahead of time means one less thing to think about when you reach Sarpi, Red Bridge, Sadakhlo, or Verkhny Lars.